Compare plans from top carriers and find coverage that fits your family — in under 5 minutes. No spam, no pressure.
Takes less than 2 minutes
By submitting, you consent to be contacted by licensed agents. We respect your privacy and will never sell your data.
A licensed health insurance agent will contact you within 15 minutes with your personalized plan options.
Check your email for a summary of your request.
How it works
Share basic info about your household, income, and coverage preferences. It only takes 2 minutes.
A licensed agent reviews your profile and matches you with plans from top-rated carriers in your area.
Pick your plan, enroll with our agent's help, and have coverage active the same day.
"I was paying way too much through my old job's COBRA. CoverWell found me a Silver plan for nearly $300 less per month."
"The agent called me within 10 minutes and walked me through everything. Enrolled my whole family in under an hour."
"Finally found coverage that includes my doctors. I had no idea I qualified for subsidies — saved over $4,000 this year."
From your first question to your first day of coverage — every step is simple, clear, and pressure-free.
Answer a few simple questions about where you live, your age, household size, and income. This takes about 2 minutes. We use this to find plans you qualify for and calculate any ACA subsidies or tax credits you may be eligible for.
Once you submit, a licensed independent broker reaches out — by phone or email. They've already reviewed your profile and are ready to walk you through real options. No scripts, no pressure. Just honest guidance from someone who works for you, not the insurance companies.
Your agent presents plans from multiple carriers that fit your budget. They explain the difference between Bronze, Silver, and Gold tiers, walk you through deductibles, copays, and networks, and help you find a plan that covers your doctors and prescriptions.
When you find the right plan, your agent handles the enrollment paperwork with you start to finish. For qualifying life events, coverage can begin the same day. We stay with you after enrollment to answer questions and help with claims year after year.
Yes. Our service is completely free to you. We're compensated by the insurance carriers when you enroll, so there's no cost or obligation to use our service.
Marketplace (ACA) plans are sold through healthcare.gov and may qualify for subsidies based on your income. Private plans offer more flexibility but don't qualify for subsidies. Your agent will help you understand which is right for you.
Open enrollment typically runs November 1 to January 15. If you've had a qualifying life event — losing employer coverage, moving, getting married, having a baby — you may qualify for a Special Enrollment Period and can enroll anytime.
Absolutely not. There is zero obligation. We're here to help you understand your options. If you decide not to enroll, that's completely fine.
We can still help. Select "Other state" and an agent will reach out — we have carrier relationships across all 50 states.
Get a free personalized quote in under 2 minutes.
As independent brokers, we work with every major carrier and plan type — so you always get the best fit, not just what one company sells.
We have relationships with top health insurance carriers across the country — marketplace plans, private plans, and everything in between. No matter your situation, we can find you options.
The nation's largest health insurance network, available in all 50 states.
Broad network coverage with extensive plan options for individuals and families.
Flexible plans with strong preventive care and telehealth options.
Wide network of doctors and hospitals with competitive marketplace options.
Strong Medicare and individual market plans with wellness programs built in.
Integrated care with top-rated member satisfaction in available regions.
Affordable marketplace plans with strong coverage for lower-income households.
Tech-forward plans with virtual care, concierge teams, and no-cost urgent care.
Marketplace-focused carrier with competitive premiums in many states.
Regional and national plans with strong local provider networks.
One of the largest Blue Cross affiliates, operating in 14 states.
We work with regional carriers and private options not listed here — just ask.
Whether you're self-employed, between jobs, starting a family, or looking for something outside the marketplace — we have options for you.
Bronze, Silver, and Gold plans sold through healthcare.gov. If your income qualifies, you may receive significant subsidies — sometimes down to $0/mo.
Purchased directly from carriers. More flexibility in benefits and networks — ideal for those who don't qualify for ACA subsidies.
Temporary coverage for gaps between jobs or life events. Lower premiums, more limited coverage — your agent will explain the tradeoffs clearly.
Cover your entire household under one policy. We compare family premiums across carriers to find the best value for your household size and ages.
Add-on plans for dental, vision, critical illness, or accident coverage that fill the gaps your primary plan doesn't cover.
That's exactly what we're here for. Tell us your situation and your agent will map out all your options — with zero obligation to enroll.
One free call with a licensed broker covers all your options.
About CoverWell
CoverWell is an independent health insurance brokerage. That means we represent you — not any single carrier. We search across every plan available in your area to find the one that fits your life and your budget.
As licensed brokers, our service is completely free. We're compensated by carriers only when you enroll, which means our incentive is always to find you the best fit — not the most expensive plan.
We're not owned by or affiliated with any insurance company. Our only job is to find you the best coverage for your money — period.
We explain every plan in plain English — deductibles, networks, out-of-pocket maximums, and all the details that actually matter when you need care.
We search public marketplace plans and private options to make sure you see everything available — not just the easiest sale.
Enrollment is just the beginning. We're available year-round to help with billing questions, claims issues, or switching plans at renewal.
All of our agents are licensed in the states they serve and operate in full compliance with state and federal insurance regulations.
Our brokerage service costs you nothing. You'll never pay more for a plan through us than buying it directly — and usually, you'll pay less.
No obligation, no pressure — just real answers about your health coverage options.